Dear Sir,
I found during the process of taking a home loan that my name is appearing in the CIBIL report w.r.t. my ABN AMRO Credit Card No.5415 3823 0397 1006. The contents of the report are as under:-
CIBIL Report
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| High Credit - 1, 21, 674 (written off)|
| Current Balance - 22, 678 |
| Overdue - 26, 678 |
|%%%%%%%%%%%_|
2. I had already communicated to ABN AMRO Bank that Unauthorised transaction was made on my credit card. I had sent them the dispute form, as supplied by them, (duly filled in) along with copy of the Police complaint in this regard.
3. After inquiry, ABN AMRO Bank waived off the amount of Rs.1, 21, 674/- which is also shown in the CIBIL report as (written off). Even the current balance/overdue may be the interest and penalties on the amount of Rs.1, 21, 674/-. Hence current balance/overdue does not have any meaning. According to my records, I do not have any outstanding in my name against this credit card
4. It is, therefore, requested that my name may be deleted from the CIBIL report. I shall be grateful for an early action and reply in the matter.
Yours faithfully,
(Naresh Kumar Sud)
Mobile - 9868235110
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