I shashi Kumar singh and I was credit card holder of ABN AMRO Bank with card no-5415382305468167, hereby would like to inform you that I had requested for cancellation of my add on card long before but call center staff who didn’t taken action on my request and bill come along with yearly fees.
After that againg requested for cancellation & credit the annual fee which you have as a wrongly but not received any proper response and finally same bill is came along with interest charge.
Inspite of that we have stopped using the card and also have blocked the card of ABM AMRO BANK Credit card No-5415382305468167.
By then the due amount was aprox of Rs 550.00.
In the month of July I have received a call from your person Mr. Chaudhary, Noida office regarding payment of Rs 1700/- and same time I had explain about which was wrong with me by bank.
After discussion, we have agree to pay 1420/- as a full & final payment and your persdon has came (Mr sandeep) to my office for payment collection as was discussed with Mr. Chaudhery and we had pay by cash the same amount of Rs 1420/- as a full & final payment vide payment receipt No- 90249 dated 29/7.
Now after year, I have receive a call from BOI (whiling apply for home loan) regarding my name is in cibil website as a defaulter and saying you have outstanding aprox 470.00 Rs with ABN AMRO credit card bank.
Can I know that, How you can claim after full & final payment. And also pls note that, any bank in the world does not have any rights to claim or insist for the repayment of money as per your assumption inspite of full & final payment.
Requesting you, pls iform to cibil to remove my name from defaulter list.
We are enclosing herewith payment slip of full & final payment for your reference/perusal.
Awaiting for positive reply from your end.
Thanks & Regards,