Hi,
I have used SBI Credit Card in year 2010 and cleared most of the due amount but Rs 3, 713 was left unpaid because these were the late payment charges and Finance Charges levied on total outstanding due to the non payment of minimum amount for consecutive 2 months.
When I requested them to remove these extra charges from my card, they declined even though I paid the rest of the amount due.
In when I had applied for an automobile loan, I got the rejection of the loan due to SBI Card non payment in CIBIL report.
As per CIBIL Report, the Account Status is:
Current Balance: 9, 201
Amount Overdue: 2, 277
Written Off Status: Written Off
Written Off Amount (Total): 8, 426
Written Off Amount (Principal): 3, 713
I need to know which amount I should pay to SBI to get rid off this issue from CIBIL Report.
Please guide me through.
Regards,
Shantanu
9538581144
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