I was a credit card holder of hdfc bank.a new scheme was introduced by them, of giving a cheque of 5000/-rs to the credit card holders and a lucky winner will get that amount. I was unlucky with that and returned that cheque and paid extra processing amount of rs.400/- to them. As i was unsatisfied with the credit card i cancelled it off with proper formalities in the bank.after some days we got a letter from the bank that our dues were remaining with the bank and pay it as early as possible, i inquired about the same on their customer care executive and was informed that i had no dues with them and just neglect the further letters. After 2 years latter banks recovery officer comes to ous house and ask's for rs 5101/-. I asked for the reason and summary of bifurcation of taxes there is no proper reply from them.
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