I had taken Two Wheeler loan (Proposal no. 406/120755) from Bajaj
finance, Nagpur.
InitiallyI had paid the installment of Rs.2581/month through IDBI Bank, Nagpur
and later on after going from Nagpurto Akola (MH), I started paying EMIs by cash at Akola (MH). The total amount payable at the end has already been paid from my side at Akola (MH).
After payment of all EMIs, I requested Akola office to send me the original RC and second Key of my bike, Then they told me that there is some outstanding showing in my account, which is against cheque bounces.
When I told them that I have paid all amount on due date and there is mistake
from Akola office, that they had not communicated Pune office on time to stop entering cheques. I also sent them the xerox of reciepts of all my cash payyments at Akola (MH), then they finally accepted there mistake and informed Nagpur office to send the original RC and Key of my bike. At that time they told me that there is no pending issue left in my account
Now on talking to your customer care, outstanding is Rs. 2972 (Two ThousandNine Hundred SeventyTwo Only)
Rs. 2972 = Rs. 1650 (Cheque bounce charges) Rs.822 (Insurance charges) Rs. 500 (Cheque swipe charges)
Rs. 822 (Insurance charges has been paid), hence there is no outstanding there in my account.
I haveapplied for personal loan in HDFC Bank; HDFC people are saying that
My name is there in CIBIL list for non payment of Bajaj Auto Loan.
Bajaj Auto is showing outstanding of Rs. 2972 and CIBIL is showing it
as Rs. 8260/-.
I tried to contact your Akola office, but they did not give me proper response. Now I am in need of personal loan from HDFC Bank. I am severely
suffering due to the negligence of your Akola Office.
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