Dear Paytm,
With reference to my Order No. 38897167 I have requested and immediate transfer of Rs.124/- to my Bank Account. As per your company policy mentioned on your website I have not received the "Reference Code" given to you by the bank. This further would mean you have not initiated my Refund Process.
Awaiting for the details and refund of my money from you.
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Thank you,
Clinton Fernandes
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