Axix bank credit card
Joining fee regarding

I have applied for axis bank silver credit card. At the time of applying the card the dsa's told that there is no joining fee in the card. But after a month i got bill statement that i have to pay joining fee as rs.224. i didnt pay that one. again they put penalty for rs.250. so total rs. 505 with tax. Without using anything in the card i have to pay rs. 505. Realy i lost trust in axis bank. I dont know why they are doing like this