Dear sir/Madam
i have taken loan from the bajaj finance Ltd for LAPTOP in month of Janand paid an amount of Rs.5400/- as security deposit (refundable) and also given the ICICI bank cqs for the auto clearance, but the finance people didn't claimed in time from the bank. And also they have submitted 4 cqs at a time in the month of May 07 in that 3Cqs got Cleared .without intimation that they are submitting all the 4 cheques. I have asked the Bajaj Finance People that EMI Supposed to Start from Jan 07But Why your people submitted in the month of May.and also said that give me an explanation letter, for this reason i have lost Rs.750/- as ECS Charges, for the letter they have taken 18 months time, that to because of my follow up with their concerns, they given me the letter in the month of FEB 09 as the E.M.I's completed by the month of JAN 09.at the same time i have given request Letter for Security Deposit refund amount While i walk in to the Tarnaka (Hyderabad) branch for the clearance of the said amount, they said we won't give you the full payment as my One E.M.I is not cleared. But i have shown all the supporting Documents in the month of feb 09 Still I haven't Received amount of 5400Rs. From The Bajaj Finance Ltd
For this Issue Am Attaching Supported Documents For Your Information
To, The Manager,
Bajaj Finance Limited. Date: 10.03.2009
Sub: Clearance of S.D.Amount
Proposal code: 161744
Sir,
I Ramakrishna. B, request you to release the S.D.Amount Rs.5400/- for which I paid for the purchase of LAPTOP in the Year 2007. when I went to your Branch Office in Hyderabad regarding the same, Mr. Lanka, Reg. Manager-Collections, said that he will not release the amount because there is penalty charges but that was the mistake of your people only which was not claimed in time by you people
Regarding this I spoke with Mr. Reddy, Branch Manager in the month of December, he assured that he’ll sent the letter regarding this issue but he didn’t sent anything for the same.
I spoke with Mr. Rajesh, Manager-Collections In the month of Jan-09; he said he’ll send the letter against that issue and also said he will send the bond paper with collection Executive but S.D.Bond Paper I haven’t received yet. However I have written a request letter and handed over to Mr. Yellaiah Goud (Collection-Executive) along with EMI amount ReceiptNo.00156280 dated 26.02.09.At the same time I spoke with Mr. Rajesh regarding the Bond Paper, which I haven’t received yet and what’s the procedure to get the same. He said that write a request letter addressing Branch Manager, Hyderabad. At the same time I given that request letter to that Collection Executive and also he (Mr. Rajesh) only said that I will get the S.D.AMOUNT with in 4-5 days.
When I went to Hyderabad Branch Office, I met the account’s person asked for S.D.Amount, he said that your cheque was not cleared in the month of May so the interest charges would be 4500/- and I’ll get the remaining amount only.
When I shown the supporting letter which was issued by Bajaj Finance, Hyderabad, he’s taken that letter shown to the concern person and came back after 40min to me.
While I discussing with the accounts person, Mr. Lanka, Reg. Manager-Collections, entered and he said that you have not maintained sufficient amounts in the bank for the three months that’s the reason the cheques got bounced. I asked Mr. Lanka that EMI supposed to start from the month of FEB.07, why the cheques not deposited in time and also why not intimated to me, but you people deposited the four cheques in the same month of May. If they would inform me before I would have do the needful, but without informing me they submitted the cheques at a time and I have lost Rs.672/- as ECS Charges. Inspiting of answering my question he said that even you shown the bank statement also I can show you few more logics regarding the same.
From July onwards, whenever am calling or those people calling on my number, am asking for the explanation, they didn’t given proper answer till today
Now am sending all the supporting documents to your kind notice.
Kindly look into this matter and do the needful.
Regards,
Ramakrishna. Burla
9885908992
Proposal Code: 161744
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