Barclay
Credit Card-Latepayment Fees

Hi to All,

I holding a barclays Credit Card. My trouble starts when they send me the ICICI Health Insurance Policy without my consent and make the 6 EMI of the total amount without my knowldge after getting my statement i called to the customer service executive they take more than four month to refund and cancel the policy, now they are taking late payment fees on that EMI and giving me the threatning to send your Poor Credibility to the CIBIL so in future your unable to take loan or make CC from any of the bank

now what can I do? I think i have to drag the bank into Consumer court.