Ref: Bike Loan - 29, 500,
Chirag Kothari
26/07/1978
Mh02 As7029
With regard to the above loan, following were the cheatings done by the dsa of icici bank and the icici bank officials have ignored all of them and mr. bharat chauhan from icici bank and Preeti Mansotra who was investigating the matter have come to conclusion that the dealer was right and we were chor... so i hereby request honest staff if any in the bank to reinvestigate the matter and cancel license of big deal and sk auto plaza... revert the loan amount... period... and pay compensation... kindly check following simple mistakes..these guys think they are professional chors... thik se chori karna bhi nahi aata...
(1) on the Credit facility application form, reference no. 675382... the complete application was filled by mr. nilesh who is managing big deal auto and sk auto plaza also... he took my signatures on blank form and when i asked him to let me fill..he told me not to worry, he will fill it perfectly..and he filled the loan amount extra and loan tenure also more..as more commission comes if u take a bike loan for 36 months...
(2) i aksed icici bank so many times to give me my loan statement, but the same has not been given after lots of mail. so that i can know the bifurcation... so my procedure of action was more delayed... a good excuse and defence for you to avoid claim..right... The banks procedure of sanctioning loan is not proper..they are not counter checking with the customer by confirming the loan amount and tenure... they are directly accepting what dealer is giving to them... so they are favoring the dealer so much so that they can really enjoy people hardly earned money..
(3) Kindly ask ur dealer on which date the r.c, book was handed over to me... he has only given me service book and not r.c.book... and if u check with honesty and simple eyes... it is clearly modified...
(4) R.C.Book records is not having my signatures... it is having signature of some mr. ankush..who is he?.in case, in case i have given authority to receive my r.c.book on behalf of myself. then the dealer must be having record of the same.ie. of authority letter. as per indian law, u cant give property of one person to another without any legal authority letter... kindly tell ur honest dealer to give that one... have the bank officials tried to check the r.c.book..if yes, so what was found by them... i think 500rs... which sk auto plaza must have given to abhishek and vinay... who are in icici bank but doing work of big deal... as being told to me... having good setting so dont worry... even if u are lawyer which is in black list..we will get bike loan for u... nice settings... right... i will give u more money to speak truth and follow it if u want... as honestly u wont work... and wont also allow others to work...
(5) Dealer has still not given me receipts of down payments which i have made..except a receicp of rs. 4300/-...kindly explain..do bank check how much payment is made by the customer and the receipts issued to him...
(6) On quotation the bike value is 40, 000 and in records it is of 41928... kindly explain..in short period i guess the bike value increased right... i have copy of the quotation also which was issued in ur dealers hand writing...
(7) how icici bank has not confirmed with me about the loan amount when it was sanctioned... mistake in your system..no counter check procedure... wow gr8 managing skills..and gr8 company policies... how u call urself a big bank... system has been made so that customer can suffer and dealer can enjoy and u can also enjoy hidden charges...
(8) i have not given any letter of hsbc for the purpose of ecs... kindly show me the copy of the letter on which my sign will be there... the dealer told me not to worry he will adjust everything... kindly explain... the copy of the ecs which bank has sent me..is not having signs from my bank officials... icici bank officials seems to be blind in seeing their negligence... openly making mistakes and openly ignoring them..
(9) whatever amount is written by dealer, the same is granted by icici bank without any cross verification..right... arey yaar this guy knows our complete procedure...
(10) mr. bharat chauhan and preeti mansotra ur officers has sent me a mail stating that the extra amount has been given back to me... kindly show the proof of the same... any receipt which i may have given... and any document which shows that my claim is settled... even bank officials have cheked the matter so deeply... have they really checked whether ur honest agent dealer has returned the money alongwith the interest rates... answer is no... so intelligent bank officers... kindly show this intelligence only to your wife..whom u can dominate and relatives to whom u have been saying i work in icici... u are really worth of working in icici bank...
So as per the code of conduct and committments given by icici bank they are honest bank... and their dsas are also honest..kindly prove..if u prove me wrong..i will surrender the bike and will pay full loan also..and i am not of double words... i do what i say..not like dealer ..for 2000 will do so much of jhol... a really big deal for him of life... life of suck plaza...
Kindly reply as soon as possible... as i want to sell this bike and dont want to take any loan ever from icici bank and ur honest dsa... so i need r.c.book and all receipts and documents... and my balance amount after adjusting all the loan charges...
Chirag Kothari.
B.Com. L.L.B.
9892588657
9224306310
Chirag S. Kothari,
B.Com. L.L.B.
A2Z Group,
9892588657.
This is the copy of the mail which has been sent n no. of times... but the icici bank officials are taking the matter lightly... and dealer is enjoying their great support... so through your mode i am trying to see that if some pressure comes on bank officials and dealer... 02228775090 is dealers no. and banks officials no. is 02224924247... from where i am receiving call...
Help from your side will be a gr8 help
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