I have a HDFC Gold Credit Card which I was making regular payments within due date for the last 2-3 years, dus to financial problems I could not pay for the last 3 months and received calls from HDFC collection agency. They had collected overdue and charges amount for 2 months and stated they would
negotiate with HDFC and asked me what my settlement amount would be, I mentioned Rs. 30, 000 in three instalments. Now I get a call from them stating that that amount is not acceptable and they themselves raised the amount to a higher amount which I am not able to pay up. They disturbed me many times during my working hours and even at night 10 p.m. How do I solve this problem? Can I file a case against the bank. Anyone please advise!!
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