HDFC Credit Card
Fraudulent activity with my HDFC salary account -(Acc No. - 05431140070544)

Dear Sir,

I Rajendra Kharpuriya holding corporate salary account with HDFC bank (Employee of SWAN Telecom Pvt Ltd) & my account no is 05431140070544.

I came to know that HDFC bank has blocked amount of Rs 31, 227/- from my corporate salary account against credit card outstanding payment (credit card no 4346771004349958). This credit card was suspended in 2004 or 2005 & I have never received any statement (hard copy or soft copy) of credit card from that period to till now.

This is very indecent gesture & treatment by HDFC bank to its corporate salary account holder by blocking my amount without any prior permission from me or intimating me before taking this action.

I am shocked & fail to understand that Why HDFC bank cannot act in this span of year from 2009 & above that, they had offered me three personal loans & one more credit card.

The details of personal loan account no & credit card offered.

1) PL acc No-798713 – Aurangabad in Oct

2) PL acc No- 2251538 – Nanded in 2006

3) PL acc No-211455464 – Mumbai in 2007 – currently it’s still running

4) Credit card no – 4346 7720 0444 3833

5) This is for your kind information that I never missed my any EMI for all three PL & I have zero outstanding on Credit card no – 4346 7720 0444 3833.

With reference to above details, it shows that I am not defaulter, If I was then how come HDFC bank offered me above services.

I admitted that there was a communication gap from my side & HDFC bank, Neither I approached to update my correspondence add for credit card no 4346771004349958 nor I have received any statement from HDFC bank via Hard copy or soft copy.

Finally, I am assuring you that I never been a defaulter with HDFC bank else I never made my salaried acc with HDFC & never avail above facility provided me HDFC from time to time. It was just happened with due to lack of communication from both sides. If I had received the communication regarding my outstanding amount, I would have paid the same.

Now I request HDFC bank to provide me the statement for credit card no 4346 7710 0434 9958 that is claimed that owned by me & I am willing to settle principal outstanding amount on the credit card as per actual statement.

KINDLY CONSIDER MY PLEA & DO THE NEEDFUL BY UNHOLD MY AMOUNT IN MY CORPORATE SALARY ACCOUNT- 05431140070544.