I was sanctioned a Housing Loan of Rs 20.4 Lacs @ 7.75% by HDFC Chandigarh- Loan account 560697669 in the year 2005.EMI started w.e.f Jan'07. Even after repaying around 5.0 Lacs, outstanding still stands at 18.9 Lacs and number of instalments more than 240.
It appears the banker is no better than yesteryears shahukars, one can not repay the loan at least in one's life time.
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