I had applied for an HSBC credit card almost a year back and they tried to deliver the credit card on two occasions to my office address. But since I was not available at my office it was returned. This was informed to me by a Tele banking representative. After that they never got in touch with me and I also have forgot about the entire episode. Almost aftre some 6 to 8 months later i started getting calls from HSBC personal loan division saying that they would like to give me personal loans based on my HSBC credit card. I turned down the offer saying Iam not holding any cards from HSBC. Later i got an SMS saying its my HSBC credit card statement (luckily the it was a 0 balance statement). On getting this SMS statement I tried to contact HSBC phone banking centre, but they said they are unable to help me as i did not have a card number. I asked them to search for any information with my name, but this request was turned down. I again got another SMS last week with 0 balance. Though both times it was 0 balance, Iam not at all comfortable getting statements in my name for a nnon existent card. And if they can send statements for non existent card, i fear they might send me non zero balance statements also in future. I wanted to know why this is happening even after their representative informing me at the first place that the card is being returned to the bank.
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