Dear Sir,
This is to bring to your notice that I borrowed RS 175000/- from HSBC (A/C no. is 052012549526).
My EMI was settled at 5096 pm. One year continuously paid the EMI properly. Suddenly I was jobless and same informed to HSBC via email. I was unable to paid almost one year, then again I got a job and started paying the EMI. I contacted to one of executive in HSBC for resettlement and His name was Mr. Nitin. He settled the amount in 80000/- where as my remaining total EMI was one lakh something.
I given him 50000/- with proper manner. But it was for me very hectic. The rest of the amount i requested to change it to short EMI but there was a executive Mr. Ajay Verma. He dint listen me and said he ready for 50000 then only it could converted into EMI not in 30000/-.I requested that as per my new job status I could only pay the minimum amount. Because I was running with HSBC credit card too (4476 9299 9350 4189). now its almost 81000/- principle amount which I have to pay. I applied the same request to Disha, rohini (its an NGO). they forwarded my request to HSBC for resettlement for the both credit card and loan repayments. But I dint get any response from HSBC.
Today I am hospitalized due to Major Abscess and operated from AIIMS. I am Mentally down where as three weeks continuously on bed. Now I am getting calls from HSBC Loan dept. stating that I have to pay the full amount. I reminded them as I paid already half of the payments. but they said there is no update in the bank. and they are threatening with "Legal" words that it can be submitted in Legal dept. and my life will spoil. the same day, I am getting call from Credit card dept too stating that pay the principle amount or go for settlement.
Dear Sir, right now my situation is very critical. and I need favor on this case as at least six month will provided by HSBC to repay the amount. because now, I am unable to pay the same and same thing will heat my brain every time. and the result will be nothing or may be i wll loss my lfe.
Please Help!!
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