HSBC
Extra TOP UP Charges

When you drop the Cheque of amount payable and they just say "Not received" at a later date, what you can do. Precisely nothing except having proof of cheque no. and paying "Stop Payment" charges for Cheque as well.

But what hurts is these companies than make a fine in the name of late charges and Bla Bla... unexplainable XYZ charges. There should be some regulation on this type of behaviour.

This has happened with me at HSBC in Noida, India.

So folks, take care.

Anil