Inconsumercomplaints.com » Miscellaneous » Review / complaint: HSBC Credit Card - Unwanted Insurance charges on Credit Card | News #279730

HSBC Credit Card
Unwanted Insurance charges on Credit Card

My HSBC card number was 4384 5999 1052 2464, The a/c was closed due to one Insurance dispute. I never had shown my interest for TATA AIG Insurance, without my knowledge they had sent it to me. As per HSBC's covering letter, if for any queries, I should contact with TATA-AIG directly. I had sent queries, unfortunately no reply. HSBC started putting EMI on my statement. I had never got monthly statement in time, for this I had done several request over telephone and over mails, no action had initiated. For normal usage of the card, I had paid the whole amount.

I had tried to contact their customer services, experienced a very uncomfortable facilities over there.

Recently I had a talk with their two representatives in their Mumbai Office (01141490770-Automatic diverted to Mumbai), they said they cannot help it out, only I have to contact with HSBC's third party agency, they had provided 4 telephone numbers :

09911494960

0120-2517622

0120-2517601

0120-2517629

While calling the first one, he said that he has stopped doing business with HSBC one year back. Rest 3 numbers are only ringing, no body is picking up the telephone. Strange what data-base HSBC is using!!!

Now I want to resolve this issue, I have sent mails to their customer services also ([email protected]).

Request you if anyone helps me out. I want to get out of this unnecessary dispute, I have no faith on any credit cards. Better for those people, who are living in village, they do not require such credit cards, neither they get such huge pain in life...

Lastly I started communicating to mail at [email protected]... unfortunately I have been getting reply mails that :

Their reply as follows :

On Nov. 19

"We acknowledge receipt of your complaint regarding TATA AIG policy and have registered the same under reference no 12112008849. Please allow us 4 to 5 working days to investigate the matter conclusively by when a final response would be shared with you."

On Nov. 13

"We would like to inform you that we have forwarded your message to the respective department under request reference number 13112008876 and our collection officer will contact you in 3 working days and they will assist you accordingly with your query pertaining to credit card "

On Nov. 12

"We acknowledge receipt of your complaint and have registered the same under reference no/feedback no:2811164074 Please allow us 4 to 5 working days to investigate the matter conclusively by when a final response would be shared with you."

Please advise me.

Regards,

Dibyendu Chowdhury

91 9873427045

From: Chowdhury, Dibyendu

Sent: Wed, November 12 8:38 AM

To: '[email protected]'

Cc: '[email protected]'

Subject: Card No. 4384 xxxx xxxx 2464

Please refer to the below mail, I would like to bring to your notice the below fact :

To resolve the below dispute, I had contacted on telephone number 011-4149-0770, automatically it went to Mumbai office and I had a talk with your customer officer Mr. Rahul & Mr. Rayan twice regarding the below issue. Initially Mr. Rahul had provided a number of Mr. Kamal 09911494960, after contacting this number they have informed me that one year back they had stopped doing business with you.

After re-contacting with your Mumbai office on the above number, Mr. Rayan had given me following phone numbers and contact persons:

0120-2517622 – Contact Person: Hardeep Sabharwal

0120-2517601 – Contact Person: Gaurav Girdhar

0120-2517629 – Contact Person: Abdul Khan

I had tried to contact them more than 100 times throughout the day, no body had attended the phone call. All the phone numbers were ringing every time.

Yesterday I had a talk with your customer care at Gurgaon, they have also advised me that they cannot help me out, except to contact the above persons. They also advised me to send a mail to them, but unfortunately I do not have any contact e-mails of above persons.

I would request you to resolve this dispute as early as possible.

Regards,

Dibyendu Chowdhury

91 9873427045

&&&&&&&&&&&&&&&&&&&&&&&&&&--

From: Chowdhury, Dibyendu

Sent: Tuesday, November 11 10:47 AM

To: '[email protected]'

Cc: '[email protected]'

Subject: Card No. 4384 xxxx xxxx 2464

I would like to inform you that my card number is 4384 5999 1052 2464. The a/c was closed due to one Insurance dispute. I had several phone calls and e-mails to the concerned, but I did not get any reply. I had a huge redeemed points in my credit card, it was removed. As per your advise in your letter, dtd. July 06 (Attached herewith), I had sent a mail with some queries on July 10 to Tata AIG at [email protected], but unfortunately I did not get any reply. The said mail is attached herewith for your ready reference, please.

If you see my earlier credit history for my credit card with your bank, you would realize that my intention was not to stop payment. Your representative had called me, I had advised “please send information, let me go through, then only I shall revert you back”. I had never agreed for such insurance policy, suddenly I had received Insurance certificate from HSBC during 1st week of July. After that I had sent the above attached mail, but I did not get reply.

Please let me know to whom should I contact in this regard, so that this dispute can be resolved at the earliest.

Thanking you in advance for your co-operation in this matter, please.

Regards,

Dibyendu Chowdhury

91 9873427045


Company: HSBC Credit Card

Country: India

Category: Miscellaneous

0 comments

Information
Only registered users can leave comments.
Please Register on our website, it will take a few seconds.




Quick Registration via social networks:
Login with FacebookLogin with Google