Hello Sir,
This is Mr. Praphulla Pawar. I was given this Credit Card in 2008. After taking this card, within two months some one from TATA AIG Insuarnce called me to take Yearly Medical policy of Rs 100 monthly. That was a telephonic policy and no signature were done as there was no paper work involved. Though i really do not remember what did i speak on phone. But i got courier that policy is taken by me for Rs 100 monthly. but after 2 months i cancelled that policy as per calling toll free number given on courier docs.
But as i did not get statements in time i could not make timely payment. When i got statement they charged me some intrest and asked me to pay that amount before 1st Feb. And i issued cheque for the same of Rs 450 (Including intrest) and it was also cleared. But next month again i got statement that i did not make payment in time and hence they cancelled my Cedit Card and now asking me to pay Cancelling charges of Rs 3000 (Not it is increased to Rs 5500). I don't have any problem for Cancellation of Credit Card as till now i never done any Purchase on Credit Card.
When I called their Customer Care today they said that Policy was never Cancelleld as what i was assuming. But when i did call to Cancel policy that Lady told me that it will be cancelled that day only. Now i don't understand how i am faulty here. And now for mere Rs 200 Rs i have been asked to pay Rs 5500.
Can you please suggest me what should i do here.
Best Regards,
Praphulla Pawar,
9922554650
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