Dear Sir/Mam
I am Piyush Sharma using HSBC Gold Creditcard (4384591392565301). I
lost my card in one theft case at that time I call in customer care to
block my card to prvent any
mis uses of card. Later On when I call again in customer care to issue
a new card I came to know that my card has been cancled by bank. I ask
them about the reason and they
told me that only only collection department can tell me about the
reason. In collection department executive told me that my card has
been blocked because I didnt make any payment. But since last 2 to
month total oustanding is in credit and that is 583.89 rupees. In my
current statement also its hsowing as 583.89 rupess in credit.
Previosuly I received one call from collection department and they
told me that some 400rupees is due for payment and that time also I
explained them that in my statement is
showing as credit then executive told me that in their system it
showing as due payment. Then I call in customer care and I explained
my problem to executive, she told me that
I have no need to worry since the due amount is in credit and She
asked my that in future if i receive such calls then I should asked
the caller to contact customer care department..
Now when card has been blocked customer care department saying that
I should call in collection department and they are not ready to
accept that my card has been blocked due to nonpayment. I speak to
customer care executive Mr Satyam Bhatt then I asked his to transfer
my call to his team leader and according to him his team leader
refuseed to take call since the card is in cancel status. Then he told
me that for further inquiry I have to speak to collection department.
Bank has denied to tell me any reason for cancelation of card also they are not ready to refund my credit balance.
Please Help me
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