HSBC Credit Card
Refused to accepted Merchant refund as payment

HSBC IS NOT GIVING A PROPER ANSWER

Y THEY ARE NOT ACCEPTING A MERCHANT REFUND AS PAYMENT.. I CALLED THEIR CUSTOMER CARE MANY TIMES TILL DATE EVERY OFFICER SAYS WE DONT HAVE PROPER REASON BUT WE WONT ACCEPT THE MERCHANT TRANSCATION AS PAYMENT... PLZ HELP ME.. THEY HAVE CHARGED ALMOST 2000INR AS FINICIAL CHARGES TOWARDS MY BILL STATEMENT..