I have use HSBC credit card to Axis bank card ATM for the purpose of Cash advance. But at the time cash was not received instead of i get a message Transaction declined. But next month i get bill from HSBC bank for Rs. 8300/-. I gave complaint to the bank they said to wait for 6 month. But they provide the bill for every month. This month bill was Rs.23000/-. I received phone calls from collection day to day. But last three month i'm not get any call from the bank. Now my name was in cibil. I'm not get loan from other bank. So please advice what can i do in this case? How to move? For my security can i give complaint to police. Already i said to customer care executive can i gave complaint to the police but they said no dont do that just wait. Please advice
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