HSBC Credit Card
Finance charges

Dear Sir,

This w.r.t my HSBC credit card# 4384 5999 9665 2573. I was using this card

from 2004 - 2006. In October I paid my credit card bill and didn't use

the card there after. Now I applied for a home loan and came to know from

the bank that in my CIBIL report an amount of Rs. 48, 000/- is showing as

overdue against that credit card. When I contacted HSBC customer care, they

informed me that the last payment I made was late so they added a late

charge on that and they added subsequent finance charges on that late charge

and arrived at the current outstsnding amount.

Now, my concern is why should I pay Rs. 48, 000/- to HSBC using doing any

spending using their credit card?

I sincerely request you to help me with this fraud by the bank.

Yours truely,

Supayan Dey