HSBC Credit Card
Threathening to refer to CIBILinspite having credit balance

I have been using credit card for over 13 years. off late I observe that these so called professional banker recruit people who are a bunch of confused nerves.

They have sent me letters for non payment when I have not being using hsbc credit card for over a year and half and have credit balance.

When I called the customer service they informed me that there is no due than why trouble and toucher people.

The bankers need to check on the document before sending it to the customers.