I am using my ICICI credit card for the last 5 years. I was promptly paying the payment ontime. Afterwards due to financial crisis, I could not pay the amount and hence they started imposing interest and penalty. I followed with them to reverse the interest. After six months they got convinced and said I need to pay the outstandnig and afterwards they will reverse the amount.
When i asked them to confirm the outstanding. they said they will not reverse the penalty and i have to pay full amount.
Please help what i can do in this case. I also wrote to bankng ombudsmon hyd. BUt no resolutoin.
can i ask them for settlememt..
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