ICICI Bank sent a "cheque" of Rs. 25000 as a loan to my address against a supposed credit card in my name (which I never got made). Neither did I ever apply or ask for any loan nor did I make use of this amount in any ways.
But my account in the ICICI Bank was automatically debited with certain 'charges' against the same claiming them to be loan charges.
This is not the first time such a thing has happened with ICICI Bank. I have heard my friends complaining about similar issues.
But this is highly unethical on the part of the bank and in fact amounts to THEFT as funds from my account are being directed to another party without my knowledge.
Kindly suggest.
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