ICICI Credit Card
NOT RECEIVED ZERO BALANCE STATEMENT

DEAR SIR,

MY ICICI BANK CREDIT CARD NO.IS 4477460729726002 IN THE NAME OF SANJEEB BANERJEE.IN THE MONTH OF AUGUST 22ND 2007 ICICI BANK ISSUED A SETTLEMENT LETTER AGAINST ME AND THE LETTER HAS BEEN CARRIED BY THEIR DSA NAMED"QNS" AND BY THEIR COLLECTION AGENT NAMED ARSHAD.I BASICALLY BASED IN DURGAPUR (W.B.).

I HAVE RECEIVED THE SETTLEMENT LETTER SHOWING TOTAL OUTSTANDING OF RS/- 44, 000.AND THESE HAS TO CLEAR BY THREE INSTALMENT.

1ST INSTALMENT I HAVE PAID RS/-18, 000 AND NEXT 2ND AND THIRD INSTALMENT I HAVE PAID RS/- 13, 000 EACH.BY THIS WAY I HAVE CLEARED MY ENTIRE DUES OF MY CREDIT CARD ACCOUNT.

BUT, AFTER THAT IT IS ALMOST PASSED 1 YEAR AND EVERY TIME WHEN I ASKED THE QUESTION THAT WHERE IS MY 0 BALANCE STATEMENT THEY EVERYTIME TOLD ME THAT WITHIN NEXT MONTH YOU WILL RECEIVE EVERYTHING.

NOW, WHEN I HAVE APPLIED FOR A CAR LOAN THROUGH HDFC BANK AFTER THE CIVIL CHECK UP THEY TOLD ME THAT STILL RS/-86, 000 OUTSTANDING SHOWING FOR THIS CREDIT CARD ITSELF.AND FOR THAT THEY HAVE REJECTED MY APPLICATION ALTHOUGH I HAVE DIPOSITED THE SETTLEMENT LETTER AS WELL AS THE 44, 000 RS/-DEPOSITED CASH MEMO WHICH THE BANK HAS GIVEN TO ME.

SIR, HELP ME.

THANKING YOU, REGARDS,

SANJEEB BANERJEE.