Hi,
I have issued a cheque of Rs 3507/- dt 08-08-08 for the Motor Policy renewal.
They issued a policy dt 13-08-08 to me (Only the cover note). They presented this cheque in the bank after 13 days on 21th Aug 08 and it got bounced.
How can they hold any cheque for so long and due to this they have cancelled my policy. On what basis they kept the cheque and never presented it.
Moreover, For last whole year I was under impression that my policy is valid but it was not the case.
Their was no communication what so ever from ICICI lombard side of any type.
Now when I am trying to renew the policy for this year they are not giving me the NCB of 50% and due to this my premium is now more than double.
Why I am getting penalised for the thing done by ICICI Lombard.
First, they presented the cheque after 13 days, No idea what they were doing.
Second, they never communicated regarding the bounce cheque and cancelled policy.
I am running my vehicle without insurance and having a huge risk to my vehicle, my life and everyone on the road.
Due to this, I am getting overcautious at times and getting menatally disturbed at times.
PLs help in getting my policy renewed and availing my NCB.
Manish Garg
9811275430
[email protected]
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