Hi,
I am Manoj Yadav from Delhi. I have taken a Policy from ICICI Pru in which terms are that you have to pay for 3 year and then its your own wish to pay or not, 3 years was the lock in period. NOW when i have paid for 3 years, ICICI is calling me/Sending mails that your policy will lapse if you do not pay. I have called them many times and told them about the terms and they agreed also but still they are sending me mails again and again stating you policy will lapse if you do not pay.
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