IDBI Bank/Home Loan
Refund of processing fees

I had applied for an housing loan with IDBI Bank. I had plans of buying a plot in Bangalore, the plot comes under the gram tana jurisdiction. I had submitted all the documents along with the processing fees of Rs. 5600/-. In the process, the bank decided that they would not fund gram tana sites (plots).

When that was the case, I wanted the bank to repay the processing fees that I have already paid. They banks says that the processing fee as per procedure is not refundable.

Please help me in this regard