Dear Sir,
This very much rediculus on the part that once i had closed an account of my loan which is been taken on credit by taking the confirmation of total amount due with the complete charges of for closure of the account.
I had paid the full amount through cheque and which was cleared even and toady i am receiving a call from them stating that there is Rs.1275 rs. due on the account and when i had asked for what this amount is due then i am surprised by listening that this was the service tax amount of Rs.272 which was to be taken for the forcloser charges and due to i had not paid the Rs.272 they had charged the late fees and interest.
The important thing was that after getting closure of my this account i haven't received any statement related to this particular account as i had cleared the total amount i was not even expecting such things.
Though i am a credti holder for this bank since long and have two credit cards and making payments on regular basis and there was no such issues but when i had closed this account then why they had done this.
The amount is not so big I will pay this amount but want to know why such harashments can somebody have an action on these banks who does such things my amount is small so i can pay but for those who had huge amounts pending what will be there condition.
This is my request to you to please take up this matter with the bank though its a very small but a very important one.
Looking forward for a action from your side.
Regards
Ravinder Singh Dogra
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