I had taken an insurance policy in bajaj allianz in 2003 and I had paid yearly premium of Rs.5400/- for nearly 6 years which alone works out to more than Rs.3-; When I had surrendered it last month, I received only Rs.14000/- which does not even cover 50% of the premium paid by me; I now strongly beleive that we should not insurance in private insurance companies.
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