I had booked a railway ticket through sbi card, unfortunately the train got canceled due to rain, and refund of the same not received by card company as they say. To resolving disputes i call a company so many times, but all fail, ultimately i paid the disputed amount as they demand. Then also the company asking for charges for insurance, late payment interest and penalty for the same. This is my good luck, company is asking for going to court after the 2 years with the amount of round about of rs. 8500/- otherwise it could be in lakhs after some years.
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