I HAVE HDFC BANK CREDIT CARD AND B4 4 MONTHS THEY HAVE OFFERED ME INSURANCE POLICY AGAINST CREDIT CARD AND THEY SAID I DON'T HAVE TO PAY PREMIUM FOR NEXT 7 MONTHS . THEN I SENT THE APPLICATION FOR CANCELLATION OF CREDIT CARD AND INSURANCE POLICY . THEY HAVE CANCELLED MY CREDIT CARD BUT INSTEAD OF CANCEL THE POLICY THEY HAVE PRE- CLOSE IT AND CONVERT IT INTO THE LOAN SO NOW THEY ARE CALLING ME THE MAKE THE PAYMENTS BUT I DON'T WANT ANY POLICY AND SENT THE CANCELLATION APPLICATION ALSO THEN ALSO THEY ARE CALLING ME TO MAKE PAYMENTS
WHAT I SHOULD DO IN THIS SITUATION?
I AM AFRAID THAT THEY MIGHT SEND MY NAME TO CIBIL IF I REFUSE TO PAY THE AMOUNT FOR POLICY WHICH I REALLY DON'T WANT NOW
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