Please note that presently self was rejected car loan from SBI on the ground that I have some pending credit card payment as revealed from RBI list based on CBIL report in the year 09-10. The credit card companies are HDFC and HSBC.
HDFC card no 4346781100553395 has been completely settled last month. Though the bank is refusing to issue the letter mentioning that I owe them no amount. This way they leave a road open to start harassing us for some payment or the other.
HSBC bank card no 4384693706851542 is a bizzare circumstances. HSBC card was settled completely in either 1997 or 98-with a check for Rs. 25, 000.00 We had a letter stating the same. In 2009 we started getting statements for some interest. we ignored it thinking that it must be a mistake. Once or twice called their helpline too.
Then towards November it became a harassment-the company's agents calling on our land line and refusing to hang up. Our mobiles being jammed by their calls saying we owe them interest.
This started affecting mysister's health. So we agreed for settlement of interest-they settled at Rs. 2000.00 which we did not actually owe them. this was on November 15.
In these circumstances I would request to kindly advise what steps has to be taken to clear all dues & get my name removed from this RBI list.
0 comments