I Feb 09 i had taken a balance transfer loan of Rs.50000/- @ 10 % p.m.for 24 months, accordingly the EMI was 2500/-, i have paid all the EMI regularly from march 09, for feb 09 i paid Rs.200/- as per instruction given by your tele caller, i was unware that i will be livied a penal interest for the same? i came to know about this in aug.09 i called up on 11.08.09 @ 16.46 hrs and informed my doubts, and also offered to pay 1 extra installment for the missing EMI of Feb .09 (??) which i did in 'aug 09. If i had been cleary informed about the starting date of the EMI, i would have paid it long back, i have already informed that i will not pay any penal intererst for no fault of mine? i wll pay all my EMI on time (as i have been doing),
I have taken many loans from many banks during the past 15 years, but not a single default, i am a man of principles and would not take any nonsence from any bank about my responsibility, kindly reverse all the penalties, i am ready to pay whatever interest on 1 EMI from Feb 09 till Sept.09
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