Dear Sir/Mam
In year 2005 i made my first credit card transaction through HCBC credit card and as i was informed by HSBC that i have 50 days of interest free period upon which i made the respective payment on around 30-40th day. Following to which after 2 months HSBC sent me a statement reporting a late payment finance charges of around Rs.700, following to which i inquired with HSBC and informed them about the insufficient information given to me about payment logic and instructed them to cancel my credit card and refused to make the charges.
Till date have never received any form of communication from HSBC, am surprised how Rs.700 is now become Rs.72, 000.
Have already raised dispute with CIBIL (Request # 523934), am yet to get any response from CIBIL.
Could you advice me, how to resolve this particular issue.
Thanks,
Karthick
[email protected]
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