I bought Icici lombord travel insurance for my mom while she was visiting states.
I paid about 25k for prem which covers 6 months of her travel period.
I was told that any cash less claim approvals will be done by 24 to 48 hours and they have a united healthcare group policy in the states that cover icici lombord customers
Here is the messy part
My mom got injury and she had to take treatment, we tried prescription medicine and x-ray now doctor want us to get MRi scan, I approached icicic to get an approval. Every time I call them I get diff info from diff people, after a week I was asked to fill up a form and send some documents to start he process. I sent all of them on they same day. Gave them india doctor details to make sure that it's not a pre existing condition, and treating doctor details for any enquiries..it's been more than 2 weeks now, no progress. Worst part is when doctor off call then united health care guys with the policy no provides by icici, they r saying that they don't have info about the patient. I have been literally calling icici every night (they work in india timings) and told them That UHC does not recognize my mom name. everybody that I talked to so far says that it will be done in24 hours.nothing happens so far
Icici is royally cheating the customers. I can't even escalate this, the only sour e that have is to call their toll free number, but they always tell the same thing and they can't do anything about it apart from making a note of it
If there is any documentation missing from my end which may delay the process I agree, but UHC does not even have my mom name in their system.
Its like we just have to pay the prem, but when we r in need they will not even consider ur call seriously
Want to sue these guys, but not sure how to proceed.
Any suggestions will be highly appreciated
Raghu
[email protected]
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