0082801443
Surrender policy

My policy number is 0082801443 and now i want to surrender my policy.

i already paid 18000 rupees (3 half yearly premium)

and now they ask me to pay another 18000 to continue or surrender.

after paying 18000 my premium amount will be 36000

please suggest me what to do and when my premium amount is 36000 how much i get after surrender.