Dear Sir/Mam, Good afternoon!
This about file no. LA: 14340706 and loan A/C No. 14011065363. I received a letter from head office of LICHFL Delhi Office Asif Ali Road regarding interest rate increase from 8.75% to 11.65% and it has been implemented also as interest amount on loan per month in increased from Rs. 6041/-month to 7518/-. I have request on folllowing points
1) Two years back I had applied for loan of Rs 6.0 lacks for the purpose of purchasing Flat under consruction from LICHFL for 10 years & filled the form on fixed rate, By mistake LIC has sent me the agreement letter for 3 years (1-36 months) fixed rate & remaininmg 7 yeras (37-120 months). But immediatly I put the application to the LIC for the correction of floating rate & requested to put fixed rate. Pl check whether it was implemented or not. I have attached herewith the scan copy of the same application's photo copy.
2) On 5th, Dec-11 interest amount on loan for the month is deducted Rs. 7518/- instead of 6041/-month which was being deducted from last two years. It is not fare because interest rate is fixed. Secondly if you consider my first point, LIC can lot increase the interest rate before 3 yeras.
3) So for I have not picked up the complete amount of loan (6 lacks) because construction of the flat project is delayed and EMI of the loan is also not started so for. I am paying the interest on the received loan only.
So you are requested to kindly get corrected the followings :
1. Interest rate on the loan Pl revert back my interest amount 6041/instead of -7518/- month.
2. Fixed rate in place of floating after 3 yeras
Thanks & regards,
Sudhir Sharma
[email protected]
Mobile- 9891758020
Loan file no. LA: 14340706 and loan A/C No.14011065363
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