ABN AMRO Credit Card
WRITE-OFF Issue

Hi

Some time back I used ABN credit card and have taken loan on card, after 3 to 4 months I want to preclsoe the loan acct one day I called customer care executive and asked them if I want to close the loan acct what is the total amount to pay from my end. They calculated and said some amount and next day I droped the cheque with the said amount in 2006.

Very recent days I applied for loan from other bank I surprised by knowing that my credit score is poor beacase of the pre closer of the ABN loan. ABN people closed that acct as WRITE-OFF acct.

And they said because this poor credit score I can not get loan.

I don't know what to do.

Please guide me what I can do?