I Pudi SrinivasKumar was taken a personel loan in Hsbc bank Asilmetta Branch visakhapatnam on 12-1 and upto 8-12 i have paid the instalements regarly. After that the bank has stopped collecting the instalement due to some court orders raised by the Government on Personel loans and I have not received any information about the status of my personel loan. Recentily some private organisation named EMRON Securtues pvt Ltd approched me and ask me to clear the loan taken from Hsbc. Iam ready to clear the loan and I asked the said private organisation to get a letter from Hsbc about the loan clearance or any other authorisation to collect the loan on behalf of Hsbc to the said organisation. But till today they have not approched me with the information. I approched Hsbc bank regarding Emron securities pvt ltd. But they said they are not given any authorisation for collection of loans. I talked with the Manager Hsbc by phone regarding the loan payment. He told me to pay the amount to above mentioned agency only. But without having proper authorsationand information from the bank I dont want to pay to the private agency. And also Iam here to inform you that delay in repayment is due legal problems of the bank only. So Iam no way affected with the delay in payment. Recentily I approched a bank for car loan they are stating that my name is kept as a defaulter consumer loan in cibil report. Even though the delay is completely bank legal problem and it affected my financial status and kept me as a defaulter in cibil report.
So Iam here to request you to go through the facts and remove my name in cibil report. Iam ready to clear the loan amount only through proper channel to the bank.
thanking you,
P.SRINIVASKUMAR
MY mail id is [email protected]
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