This is the second time I got the same problem with ICICI. I have foreclose my loan now ICICI has to refund back the insurance amount on pro data basis. They have sent me a mail that your money has been refunded. When I ask for the refund they raise a service request and tell that money will be refunded within 48 hours. When I called again, they are again asking to raise a complaint.
I have to take a amount of 23000 back from him. Previously also they have taken a cheque from me for opening a new saving account it was not opened due to bank officer's mistake and they took a month to refund the amount after having 100 calls by me.
Poorest bank I guess I have almost closed all my relation ship. Would suggest everyone not bank with this type of FRAUD Bank.
Umesh
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