I have take a ULIP policy form AVIVA in 2007 and that time they informed me that only 3 premiums are to be paid and after that the money can be withdrawn from the policy i.e locking period is 3 years and no surrender charges applicable after that. But now when my policy has complete 3 years then i come to kown that 62% of first year payment will be detected as surrender charges.
Now i am very shocked... I invest my 75K hard earn money in AVIVA ULIP plan and after 3 years i have only 55K in this fund total loss of 20K and after detected of surrender charges i will only got 48K.
After investing 75K i will only got 48K... so i am requesting for every one that plesae plesae dont go for AVIVA option. They are cheaters... cheaters... cheaters... cheaters
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