I had Axis Bank credit card. First 2/3 monthes they sent statements regularly. But after that they stopped sending for 3 months. after that they asked for an amount which is much higher than what I spent. I enquired and the they send me statement on email. I found they have charged all the late payment fees and all. I asked them to wave off this excess amount as I didn't get the statement in right time, so i didn't deposit the money. They denied. after prolonged mailing I got frustrated. I paid the amount, what I spend and not the excess amount. I also send back the card cutting it into pieces. They are not waving off this excess amount which occur due to their fault of not sending me statement at right time. I requested them many a time. But they didn't. And kept sending me sms and sometime statements. I'm extremely irritated.
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