Being an Axis Bank customer I decided to be loyal to them when I had a requirement for a Credit Card. I applied in February and after 8 months I received a letter from them citing inability. I don't understand why anybody needs 8 months to decide the fate of an application. I wrote to their MD and I received a lot of emails from their Mumbai office. From these mails and their internal correspondences appended therein I could gather that one Mr. Paul A. Varghese there seems to be under the impression that he is doling out some sort of a favour by allotting cards. When I applied for this card three of my colleagues applied with a rival bank and all of them received their card in less than 2 months.
It is not worth trying to be loyal to a bank full of scums like Varghese. So I made a call to the aforesaid rival bank. Immediately they deputed a person to collect relevant documents and after courteous verifiation calls from their different offices I have been allotted a Card in less than 45 days. Compare that with 8 months!
My advise, deal with people who know their business. Let the novices continue re-inventing the wheel.
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