Axis Bank Homeloan
Loan expired-pay processing fees again?

Hi,

I stay in Delhi and I had applied for Homeloan from AXIS Bank. One of the agents from Assetdrive offered to get my home loan processed from AXIS Bank. Due to reasons, my loan was sanctioned but could not be disbursed in time (within 3 months) so that the home loan expired.

Now I am being asked to pay the processing fee of the home loan once again. Is that fair or is the agent playing tricks with me?