I have a SBI Credit Card last four, five years and I have settled the entire amount and there is no due in my name. But unfortunately my name is in the CIBIL as defalter. I dont why its happen. I have availed some more loans from other banks and the same is runnig without any problem. Since I am in the defalter list I am not in position to avail any loan from any bank.
Recently one of my bank asked me submit a loan application for top up the loan and I have submited the application also. But after cheking the CIBIL they informed that they are not in possition to sanction the loan since my name is in the CIBIL list as Credit Card defalter. Hence I humbly request to check the same the SBI Credit card department and remove my name from the defalter list
Thanking you
K. Sivadasan
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