I had a credit card from citi bank (xxxxx3015), i never applied for that card nor i ve sent any documents or paper work to citi for applying that card, they forcefully send me the card, what ever i used that card and every month make payment till da time i was employed. since dec08 i am unemployed, i called up citi bank several times to settle da card but they ve not taken any action .and let the interest go high . since jan09 i ve spoken to citi cr card guys several time and offered a settlement amount as per my affordability, they always said, they ll send Representative with settlement document, andi was agreed to pay the settled amount in 4 emi s (in 4chqs)... but they never send anyone with final papers... i spoke to SABARWAL collection agency (who work for citi), they also promised but didnt do anything in action... today monday/13 early in morning (around 10 am) I recieved a call from a guy NAMED ROHIT SINDHUJA (cell# 09811160670), who claimed himself from the citi collection dept, called me and harassed me .. he threaten me that he ll come to residence and ll insult me in front my neighbours if i dont pay the lump sum amount at one go, I ASK HIM MORE THAN 10 TIMES FOR HIS SUPERVISOR (PH/EMAIL) BUT HE REFUSED TO GIVE ME THE DETAILS, he also used sarcastic sentences, like " DONT U UNDERSTAND ENGLISH?? " AND " HEY HEY, DONT SHOW ME UR ACCENT " and "I WILL COME ALONG WITH MY SUPERVIOSR, AND SEE HOW CAN I HARRASE U "... he was very rude over the call, and he threaten me that he ll spoil my social prestige, i told him "as per law if i cant afford, u cant force me to sell myself to met ur debts, what ever i can afford i can pay only that much" but he didnt listen to me he scream and shout on me and insult me like anything... he even refused to disclose his employee code...
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