As I mention I was a good banker is now a history in just 2 month I spoil my 4 years banking record & as a businessman I came on road.
I, Vinod Bichave, Proprietor of Cyber World Sales & services, are now in trouble because of financial unstability & because of business downtrend. Right now I have relation with so many Banks I had taken loans from these banks, from last four years I maintain my banking clean & i was one of the good bank customer but now a days from last two month because of financial unstability I unable to pay my EMIs & now the bank executive comming to my place for recovery but literaly I had washout because I was carring my loss from last six month
The loses due to my business & because of Share market losses
I was having three shops but I face losses in my that new shop because of owner dicession to leave shop before agreement expire then not availability of shop... then depriciation of PC value & receive diposit by parts...
Because of new cyber law in pune I face troble while running my cyber cafe... I applied strict rules as per cyber law... because of that my business reduce... so I decide to close my 2nd shop... I gave that shop to one of my friend... I had not made any writen document & for his loan procedure I give him authority & after six month he refuce to pay my money... he cheet me...
1 year before I invet some amount in Car business with referance to my friend... but after six month he caught by Income tax & he close his office... six month before
Still now I had not received my invested money back, he issue me cheques they all bounce... still I am following him, I send notice to him but no use...
As I have cyber cafe & computer sales service... in sales service also I had payment of more than 2, 50, 000/- due & I am just holding party cheques
As maintaining so good relation in financial market because of market crises loose more than 2 Lac in share market & now a days no one in position to help me...
I want time to stand & recover my business... because of this losses I joined job.
At morning I am doing job & at evening handling my cyber cafe.
Please Understand My issue & help me how can I comeout from this situation
I had one of my flat which I am trying to sell having Home loan from citifinancial... but as the property values down I am getting very low cost by which I can only clear my home loan...
my business get down to more than 50%
Pls help me & guid me
Is there have any way of hopes to understand & issue & give me some relief time.
I verymuch firstreted Because of the Bank executive.
They harrash me & because of that I am not even sit single minuit in my shop & cant do business.
I already try to convience all bank officer about the situation but everyone just want to recover & not about the real situation.
As if few more day this may continue I need to suicied.
In this case ICICI Bank, HDFC Bank, Kotak Bank, Axis Bank, Citi Bank, ABN Maro Bank are there
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