HSBC Credit Card
HSBC Credit Card charges Rs.400 Late Payment Charges for Ps. 0.69

Dear All,

I have a very bad experience with the HSBC after a long time relationship. I have a bill amount of 0.69 Paise and I have not paid the amount thinking that it would be added to next bill. But surprisingly I have received Rs. 400 Late Payment Charges. When I spoke to the customer care, they said you have to pay 400 rupees.

Why does HSBC charges such a huge amount, while other banks are not charging the same way?

Thank You.